At Goldman & Beslow, we know that when you owe a significant amount of debt in New Jersey, you may start experiencing annoying behavior by creditors that sometimes reaches the level of harassment. Examples include calling you several times a day and making threats...
chapter 13
Can I keep a savings when I file Chapter 13?
When you decide to file Chapter 13 bankruptcy, you may have many questions regarding your finances going forward. There are strict rules you must follow to stay within the guidelines of the court. The main one is following your repayment plan. However, what happens...
How is the payment figured in Chapter 13?
The biggest difference between Chapter 7 and Chapter 13 bankruptcy is that in Chapter 13 you repay your debts based on the bankruptcy plan. If you file Chapter 13 in New Jersey, you may wonder how the court creates the repayment plan. There are a few considerations...
What are some foreclosure scams to watch for?
If you are facing foreclosure on your home in New Jersey, you have a lot more to worry about than losing your home. There are scammers out there who prey on people like you. They make big offers and in the end, only manage to steal your money, leaving you in sometimes...
Former mine employees concerned about pension benefits
When employees are given information about how their benefits will function throughout their term at a company, they expect to receive nothing less than they were promised. In situations where retirement benefits such as pensions, 401K's and other options are...
Can you reduce business debt without filing for bankruptcy?
If you are running into financial difficulties with your business in New Jersey, you may have entertained the thought of filing for bankruptcy. While you know it will take a hit to your credit and potentially destroy your company, you are not sure if there are any...
What are your Chapter 13 debtor’s obligations?
When you consider filing for bankruptcy in New Jersey under Chapter 13, you are taking a sensible step to relieve your burden of debt and make a fresh start financially. However, according to FindLaw, as a debtor, you have responsibilities to meet when you reorganize...
What are credit counseling sessions?
One of the first steps to discharging your debts through a Chapter 13 bankruptcy and making a fresh financial start is to go through credit counseling. By law, you must complete two rounds of credit counseling for your bankruptcy process to be valid. A failure to...
What are the advantages of filing Chapter 13?
When your New Jersey business is struggling financially, you may decide that it is time to file bankruptcy. The most common option for businesses is Chapter 13. It is important before you file that you understand how this form of bankruptcy works. That includes...
Future uncertain for briefly popular MoviePass company
For companies in New Jersey that are facing an uphill battle with recovering from financial loss, the future can seem incredibly bleak and hopeless. Fortunately, there are options to help failing companies regain a second chance at succeeding. Some of these options...