You Deserve A Fresh Start
Credit card debt is a big trap for a lot of consumers. They're often lured into spending more than they can afford -- and those bills can easily pile up. Depending on your situation, you may come to find that negotiating credit card debt with your issuer is in your...
Money problems can crop up almost overnight, even for people who have historically been very responsible. Maybe you get laid off from your job, or perhaps you get into a car crash that leaves you too hurt to work. When your expenses increase or your income decreases,...
There are practical reasons to use bankruptcy to eliminate your debt. Maybe you want to put poor financial decisions behind you. Maybe you just need a fresh start to get back on track. Maybe you know you can never pay it all back, no matter how hard you try, and so...
It’s easy to portray credit cards in a positive light, noting that, as long as you only spend the same amount that you earn, buying things on a credit card and then paying it off at the end of the month is no different than buying things with the cash from your bank...
Are you in a financial rut? The current pandemic has led to millions of people dealing with the consequences of unemployment. Add in those who are barely holding on, have had their hours cut, are racking up medical debt, credit card debt, and the divorced, and you've...
Those who are not facing outstanding student loan debt often do not really realize how difficult it is to handle or how widespread the impact is on the rest of the country. It is so bad at this point that it’s keeping students from living the lives they expected or...
Going to college seemed like a good idea at the time. It was your key to a better future, or at least that is what people told you. Now, years later, the education that was supposed to propel you forwards, is the very thing holding you back. Half of those due to start...
Remember that ceramic piggy bank you had as a kid? How you slowly filled it and had to get a new one each year? How, as a teenager, you picked up a Saturday job, and had enough cash for anything you needed? What happened to that careful saver you used to be? Credit...
If you are one of the many who are struggling financially at the moment, you will be counting on receiving every cent of your paycheck. If you have debts to pay, you may want to delay some payments, or move your money around, to reduce the interest. If someone can...
If you are considering declaring bankruptcy in New Jersey, you need to know the difference between Chapter 7 and Chapter 13 bankruptcies. Chapter 7 bankruptcy means asking the court to wipe your debts. In doing so, you need to be willing to lose some things. Chapter...
