You Deserve A Fresh Start
With so many Americans forced to live paycheck to paycheck, it’s no wonder that even a small financial emergency can lead to potential ruin. As debt continues to mount, savings continue to crumble. Honest, hardworking individuals often find themselves scrambling to...
Superior financial literacy is not a strength of most people. Considering many of us aren't taught how to manage our finances properly, and figure it out in "trial by fire" scenarios, financial woes are not a surprise. Even the most financially adept people in the...
Student loan debt is a hotly debated topic in American politics. Considering that there are currently around 45 million borrowers carrying a debt load of $1.59 trillion, it’s no surprise that student debt is at the forefront of many conversations. Many people begin...
Medical debt is a growing concern in the United States. A staggering 137.1 million Americans faced financial hardship in 2019 due to high medical costs. Despite these concerns, experts expect the cost of health care in the U.S. to only increase over time. According to...
As the costs of health care and out-of-pocket expenses continue to rise in the U.S., more and more people are turning to crowdfunding sites like GoFundMe for help. Crowdfunding– or raising small amounts of money from a large group of online donors – has become the new...
Credit card debt in the United States is approaching nearly half a trillion dollars, and the average debt per household for revolving credit has reached almost $7,000. The economic climate in the U.S. can change often and quickly. A recent study predicts that nearly...
Debt can be debilitating, when it feels like there is a claim on every cent of your income as you earn it. But this could turn literal when a creditor gets a court order to start collecting before you ever see your paycheck. There are limits on how much a creditor can...
Before people struggling with debt in New Jersey go forward with a bankruptcy, they typically want to know what the long-term effect of that action will be. Although bankruptcies present a negative item on people's credit histories, they still have opportunities to...
You'd likely have a difficult time finding an adult in New Jersey (or any other state) who has not, at some time in his or her life, experienced financial problems. If you currently count yourself among those who have seen better days regarding finances, you might be...
According to a report from Clever Real Estate, Americans have twice as much credit card debt as they did in 2000. Households in New Jersey and throughout America have an average of $31,420 worth of debt, which is more than the average American salary in 1950. In that...
