You Deserve A Fresh Start
According to a report from Clever Real Estate, Americans have twice as much credit card debt as they did in 2000. Households in New Jersey and throughout America have an average of $31,420 worth of debt, which is more than the average American salary in 1950. In that...
Traditionally, retailers in New Jersey and throughout the country offer deep discounts and other deals to shoppers in the days after the Thanksgiving holiday. While shoppers may enjoy hunting for deals, it is important that they create a plan prior to making any...
Bankruptcy was once rare among older adults, but now people 65 and older account for 12% of personal bankruptcies compared to just 2% in 1991. Medical debts produce much of the financial hardship among older people in New Jersey as they grapple with dwindling incomes...
It may come as no surprise that dealing with the trials of financial strain can be a stressful and intimidating experience. Unfortunately, debt can come in various forms and fashions, each of which could have a lingering impact on your life and leave you in search of...
New Jersey homeowners facing financial difficulties could find themselves suffering even greater losses as a result of a tax break that expired. Since 2008, people who had their mortgage debt forgiven through a foreclosure or short sale could claim an exemption from...
People living in New Jersey and around the country are sometimes contacted by debt collectors regarding very old accounts. In many cases, this kind of contact is legal, but it does not mean that the debt is valid or that the debtor is at risk of a lawsuit or other...
New Jersey residents and others who are thinking about filing for bankruptcy should know that it can cost up to $4,000 or more to do so. Filing fees and attorney fees represent the bulk of that cost, and individuals will also likely need to pay for credit counseling...
Unforeseen events, like a medical crisis or job loss, sometimes overwhelm debtors in New Jersey and leave them unable to pay bills. Poor spending habits might result in crippling debt. Regardless of the reasons behind financial troubles, bankruptcy law sometimes...
A great many residents in New Jersey remember the recession and the impact it had on their lives all too well. From losing 401K savings to seeing a home's equity plunge well below the amount owed to a lender and more, consumers everywhere struggled to make their way...
When you first got your job, you may have envisioned yourself creating a career and moving up the ranks of the New Jersey company until you reached the highest position possible. You likely hoped that your drive and ambition would help you excel and achieve those...
